Everyday Solution • For Customers

Banking Made Simple.
Built Around You.

Banking reimagined. We put people first—making every interaction easy and empowering whether in person, on a call, online, or through our app.

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Robust Banking

With checking and savings accounts, money market funds and more, get the products and services to meet your daily banking needs.

Loans for Life’s Needs

Use a Axis Penny mortgage, auto loan, credit card or other financing to fund life’s most important purchases — big or small.

Current Rates

Competitive Rates, Just for You

Access some of the best rates available—on savings, loans, credit cards, and mortgages.

Featured

Savings

Credit Cards

Loans

Mortgages

3.75% APY

High Yield Savings Account

High Yield Savings Rate

3.65% APY

18 Month Certificate

Axis Penny Standard Certificate

As Low As

15.49% APR

Cash Rewards Mastercard

Variable APR

As Low As

5.89% APR

New Auto Loan – Up to 66 Months

Auto Loan Rate

3.75% APY

High Yield Savings Account

High Yield Savings Rate

3.75% APY

24 Month Certificate

Standard Certificate Rates

4.00% APY

36 Month Certificate

Standard Certificate Rates

4.20% APY

60 Month Certificate

Standard Certificate Rates

As Low As

15.49% APR

Cash Rewards Mastercard

Variable APR

As Low As

9.99% APR

Rewards Mastercard

Fixed APR

As Low As

11.49% APR

Choice Mastercard

Variable APR

As Low As

14.49% APR

World Mastercard

Variable APR

As Low As

5.89% APR

New Auto – Up to 66 Months

Auto Loan Rates

As Low As

6.19% APR

Used Auto – Up to 66 Months

Auto Loan Rates

As Low As

11.99% APR

Personal Loan

Personal Loan Rates

As Low As

2.49% Intro

Interest-Only HELOC

Variable

As Low As

6.375% Reg

10 Year Refinance Rate

Fixed Rate

As Low As

6.875% Reg

30 Year Purchase Rate

Fixed Rate

As Low As

6.625% Reg

10/1 Year ARM

Variable Rate

Why Axis Penny

Banking Built on Trust, Strength, and Community

Axis Penny has served its community for over 80 years, delivering a breadth of financial services, expert guidance, and innovative tools to strengthen and grow businesses, families, and communities across the region.

80+

Years in Service

100K+

Members Served

$2B+

Assets Under Management

20+

Branch Locations

Online & Mobile Banking

Bank Anytime, From Anywhere

Access your accounts 24/7 with our secure online and mobile banking platform. Transfer funds, pay bills, deposit checks, and monitor your balance — all from the palm of your hand.

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Financial Insights